Aidpage group discussing "lawyer"...

i had a car accident on 3/11/07.  this was my 4th that wasn't my fault and the first i got a lawyer for.  the adjuster for the other guys insurance offered me a settlement that barely covered the med bills.  i turned it down.  then after about 10 months i found out the lawyer didn't pass the Pa. bar and since the accident happened there, thats where i would have to go to court if it goes that far.  he has friends at another firm that he knows and they are working with him.  i haven't seen the other lawyer yet but they say they are working for me on my case.  it seems like its taking forever.  the dr. i was seeing didn't help much but push meds and told me he only saw accident victims for 6 months and then i would just have to live with the pain the rest of my life.  then my family dr. told me to file for disability and that seems like its taking forever.  things around the house are so tight that we can't get all the bills paid each month and have to pick which ones get paid.  the car i was forced to get due to not having good credit is a piece of junk that cost the dealer about $3000.00 in repairs before i could drive it and monthly payments are $280.00 and we can only make 1 payment so we are behind over $800.00 and they are getting ready to reposses the car. at this time, i don't know what to do. any help would be greatly appreciated.  thanks